FAQ

17 Years of Experience in Financial Industry

A fixed deposit is a type of investment where you deposit a lump sum of money with a bank or NBFC for a fixed period of time, usually ranging from 1 month to 5 years. In return, you receive a higher rate of interest than you would with a regular savings account. At the end of the maturity period, you receive your original investment plus the interest earned.

Yes, fixed deposits are considered a safe investment option as they are backed by banks or NBFCs. However, it’s important to do your research and choose a reputable institution with a good track record of honoring their fixed deposit commitments.

At Creative Financial Services, we offer a wide range of mutual funds to suit different investment goals and risk profiles. Our portfolio includes equity funds, debt funds, balanced funds, index funds, and more.

A mutual fund pools money from multiple investors and invests it in a diversified portfolio of securities such as stocks, bonds, and money market instruments. The fund is managed by a professional fund manager who makes investment decisions on behalf of the investors.

The minimum investment amount for mutual funds can vary depending on the fund and the institution offering it. At Creative Financial Services, our mutual funds typically have a minimum investment amount of Rs. 5000.

We offer a range of insurance products to help protect your assets and investments, including life insurance, health insurance, motor insurance, and more.

Insurance provides financial protection against unexpected events such as accidents, illnesses, or damage to your property. It can help you avoid financial losses and give you peace of mind knowing that you’re covered.

Choosing the right insurance product depends on your individual needs and circumstances. Our team at Creative Financial Services can help you evaluate your risks and select the insurance products that best meet your needs and budget.

The claim process for insurance can vary depending on the type of policy and the insurance provider. Generally, you would need to submit a claim form along with supporting documentation such as medical reports or police reports in case of theft or accident. Our team can assist you in filing and tracking your insurance claims.

You can get in touch with us through our website or by calling us directly. Our team will be happy to answer any questions you have and guide you through the process of selecting the right investment and insurance products for your needs.